LIMITATION OF LIABILITY

To the maximum extent permitted by law, Deardra Yerger shall not be liable for any indirect, incidental, consequential, or punitive damages resulting from your use of or inability to use the Services. Total liability shall not exceed the amount paid by you (if any) to Deardra Yerger in the past twelve (12) months.

INDEMNIFICATION

You agree to indemnify and hold harmless Deardra Yerger, its affiliates, officers, managers, employees, contractors, and agents from and against any claims, damages, liabilities, losses, or expenses (including reasonable attorneys’ fees) arising out of or related to:

Your use of the Services
Your violation of these Terms
Your infringement of any intellectual property or other rights of any third party

TERMINATION

We may suspend or terminate your access to the Services at any time, with or without notice, if you violate these Terms or misuse the Services. Upon termination, all rights granted to you will immediately cease. Provisions which by their nature should survive termination, including but not limited to intellectual property rights, indemnification, and limitation of liability, shall remain in effect.

GOVERNING LAW & DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Lake County, IN. Any claim or cause of action arising out of or related to the Services must be brought within one (1) year after such claim arises, or it is permanently barred.

COLLECTION OF INFORMATION

We may collect personal information including, but not limited to, your name, email address, phone number, IP address, device identifiers, and usage data through online forms, cookies, analytics tools, and third-party platforms.

HOW WE USE INFORMATION

We use collected data to:

Provide, operate, and maintain the Services
Communicate with users and provide customer support
Process payments and verify accounts
Send transactional, marketing, and promotional communications
Analyze usage trends and improve performance
Comply with legal, regulatory, and contractual obligations

DATA SHARING

We do not sell personal data. We may share information with:

Service providers (including email delivery, payment processing, analytics, and hosting providers)
Legal or regulatory authorities if required by law
Business partners with whom we jointly offer products or services

Text messaging opt-in data and consent will not be shared with third parties, except with aggregators and service providers necessary to deliver text messaging services.

COOKIES & TRACKING TECHNOLOGIES

We use cookies, pixels, and similar tracking technologies to monitor activity, personalize content, and deliver targeted advertising. You may disable cookies through your browser settings; however, doing so may limit certain features or functionality of the Services.

DATA SECURITY

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

YOUR RIGHTS

Depending on your jurisdiction, you may have the right to:

Request access to your personal data
Request correction or deletion of your data
Opt out of marketing communications

Requests may be submitted by contacting us at [email protected].

CHILDREN’S INFORMATION

The Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have collected information from a minor, please contact us to request deletion.

CONTACT INFORMATION

For questions, concerns, or legal notices, please contact:

Deardra Yerger
619 McKinley St, Gary, IN 46404
Email: [email protected]
Phone: 219-777-4569

By accessing or using Tandem Property Solutions (tandempropertysolutions.com), you acknowledge that you have read, understood, and agreed to these Terms of Service and Privacy Policy